SimpleSwap builds its fee into the quoted rate, from 0.2%; Changelly publishes 0.25% of the output on floating swaps
SimpleSwap shows one all-in quote: its service fee starts from 0.2% and moves with the pair, liquidity, market conditions and your loyalty level. Changelly charges 0.25% of the output on floating-rate swaps plus the network fee, and a dynamic fee on fixed rates. A fixed rate is held for 20 minutes on SimpleSwap and for 15 minutes on Changelly, or 20 for eight coins.
A quote that folds the service fee, the spread and the routing costs into the amount you receive, with no separate commission line. To compare two all-in quotes, compare what each says you will receive.
Fees and rates side by side
| Feature |  SimpleSwap |  Changelly |
|---|---|---|
| Rate types | Fixed and floating source | Fixed and floating source |
| Fixed-rate window | 20 minutes source | 15 minutes; 20 for BTC, XMR, LTC, DCR, EOS, GAS, BNB, VET source |
| Fee | From 0.2%, built into the quoted rate source | 0.25% of the output on floating swaps, plus network fee; dynamic on fixed source |
| Minimum swap | Set per pair; as low as $0.50 equivalent on some assets source | Must cover the network fee and the market's minimum lot source |
| Loyalty | Four tiers, fee discounts from 5% to 20%; USDT cashback at Gold and Platinum source | Not listed on its official pages source |
How does Changelly charge?
- Floating rate: 0.25% of the output amount, plus the network fee.
- Fixed rate: a dynamic fee; Changelly does not publish a percentage for it.
- Buying crypto: fees are set by the fiat partner you pick among 15+ providers.
- Selling crypto for fiat: from 3.95%.
How does SimpleSwap charge?
SimpleSwap uses all-in pricing. The service component, the liquidity spread and the routing costs are folded into the rate you see before you confirm. The quoted amount includes the outgoing network fee.
You may separately pay the network fee your own wallet charges to send the deposit.
- From 0.2%SimpleSwap service fee, built into the ratesimpleswap.io
- 5% to 20%fee discounts across four loyalty tierssimpleswap.io
- Up to 40%enhanced discount for Gold and Platinum members who forgo cashbacksimpleswap.io
- 0.25%Changelly fee on floating swaps, from the outputchangelly.com
Gold and Platinum members also earn 0.1% and 0.4% USDT cashback. Tiers are based on all-time volume and never expire.
How long is a fixed rate held?
- SimpleSwap20 min, every pair
- Changelly15 min
- Changelly, 8 coins20 min: BTC, XMR, LTC, DCR, EOS, GAS, BNB, VET
A floating rate settles at execution, so the amount you receive can move with the market between the quote and execution. A fixed rate locks the price for a set window.
On SimpleSwap the lock costs a slightly wider spread. Changelly's Terms add that floating-rate deposits arriving more than 3 hours late may not be honored.
What is the minimum swap amount?
- SimpleSwap: set per pair and shown when you create the swap. For some assets it can be as low as the equivalent of $0.50.
- Changelly: no fixed figure. The amount must cover the network fee and be no less than the minimum exchangeable lot on the market.
Compare two quotes
More comparisons
Questions
What is Changelly's fee?
0.25% of the output amount on floating-rate swaps, plus the network fee. On fixed rates the fee is dynamic. Selling crypto for fiat starts from 3.95%, and buying fees are set by the fiat partner.
What is SimpleSwap's fee?
From 0.2%, built into the quoted rate. It changes with the pair, liquidity, market conditions and your loyalty level.
How long does Changelly lock a fixed rate?
15 minutes, or 20 minutes for BTC, XMR, LTC, DCR, EOS, GAS, BNB and VET.
How long does SimpleSwap lock a fixed rate?
20 minutes, on every pair.
What is the minimum on SimpleSwap and Changelly?
SimpleSwap sets a minimum per pair, as low as the equivalent of $0.50 for some assets. Changelly's minimum must cover the network fee and the market's minimum exchangeable lot.